Terms of Use

Last updated: [date]

About this website

This website is operated by [registered name], business registration number [number], a licensed insurance intermediary in Malaysia.

What this site is, and is not

The information on this site is general information about insurance. It is not advice on your own situation, and it is not an offer of insurance. Cover is subject to the terms, exclusions and limits of the policy issued by the insurer, and to the insurer accepting the risk.

Any figure, premium or benefit shown here is indicative. Nothing on this site creates a contract of insurance.

Availability of advisers

Appointment times shown on an adviser's profile are that adviser's own working availability and may change. Booking a time is a request, not a confirmed appointment, until we come back to you.

Enquiries and applications

When you send an enquiry or apply for a role, we handle the information you give us as set out in our Privacy Notice.

Your use of the site

Please do not attempt to gain access to any part of the site that is not publicly available, disrupt it, or copy its content for commercial use without our written permission.

Links to other sites

Where we link to an insurer or another organisation, we are not responsible for what is on their site.

Complaints

If something we have done has gone wrong, please tell us at [email] or [phone] so that we can put it right.

Governing law

These terms are governed by the laws of Malaysia.